Becoming a homeowner more than just a major financial commitment—it’s also a pledge to take care of your home as long as you live there. Between moisture, extreme temperatures, pests, and structural damage, there are countless ways the natural environment can take a toll on your home and your family’s safety.
Because any structural damage can reduce the value of your home, it’s always worthwhile to take precautions to maintain your home. Here are the most cost-effective ways to keep your home—and your family—safe from the elements.
Schedule regular roof inspections.
Proper roof maintenance and roof repair is key to protecting your home. Especially in states with extreme temperatures, it’s imperative to schedule regular roof inspections with an experienced and qualified roofing company to stay on top of any necessary roof repairs. Even small issues—like small cracks from roofing hail damage—can quickly become major issues, and what could have been minor damage can turn into a disaster.
Even if you need minor repairs, such as leak repairs or replacing damaged shingles, working with a roofing company can prolong the life of your roof by maintaining its quality and appearance. Keeping your roof in good shape can even help you save money in the long run, as it’s often possible to delay the major expense of a new roof replacement with regularly scheduled roof maintenance.
Keep your gutters clean.
When it comes to keeping gutters clean, most people think a few leaves won’t do any damage. However, if your drains and gutters become clogged, water running off the roof has no way to escape and will likely end up in your home or brickwork, which can lead to serious damage.
Consequently, it’s essential to regularly clean your gutters to ensure they’re free of debris and that rainwater has somewhere to go.
Review your insurance policy.
Some homeowners insurance policies don’t cover floods, hail damage, or other structural damage caused by the elements. To protect your home and your family, take a few minutes to read over your home insurance policy.
Depending on the market value of your home and the value of your possessions, it may be worthwhile to invest in home and contents insurance. Contents insurance provides a level of financial protection against damage, theft, or loss of personal possessions. Depending on your insurance policy and coverage, contents insurance may cover the financial cost of repairing or replacing personal possessions and furnishings in the event of structural damage.
To make any necessary changes to get the peace of mind you deserve, use a home insurance compare and contrast website to compare home and contents insurance policies from a range of insurance providers.
Keep your pipes from freezing.
As winter approaches, it’s important to take proper precautions against the cold weather. Frozen or burst pipes are one of the most common causes of property damage in the United States, and can easily cost homeowners $5,000 or more, according to data from Consumer Reports.
Since flowing water is less likely to freeze, consider leaving your bathroom and kitchen faucets dripping when the temperatures drop below freezing. Additionally, open cabinet doors underneath your sink to allow warm air to get closer to the pipes, especially if your sinks are attached to exterior walls. If you’re planning to travel for the holiday season or escape the cold weather with a vacation, it’s a good idea to keep your thermostat above 55°F throughout the house.
Between hail, rain, wind, and snow, the elements can be devastating to your home. Ultimately, taking precautions to protect your home from the elements can help you avoid costly structural damage.